Frequently Asked Questions
• Who pays for homecare??
• Why should I use Loving Arms Elder Care rather than hire a person
• Who needs in-home care?
Q: Who pays for homecare??
A: If you are 65 years or older or disabled, Medicare usually pays for home healthcare that is medically necessary and authorized by a physician. For individuals that need assistance with non-medical care such as support for everyday living including assistance with bathing, eating, and taking medication, this type of long-term care is NOT covered by Medicare.
However, your Area Agency on Aging may determine that you are eligible to receive reimbursement for this type of personal care under a program known as the Pennsylvania Department of Aging Waiver program, or PDA Waiver. Income and an individual's health condition are used to determine eligibility for this program.
To obtain the contact information for your local AAA, call your county courthouse, visit PA's aging website, or call the PA Homecare Association at 800-382-1211. Some insurance — such as long term care — may cover homecare, or you may pay for it yourself.
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Q: Why should I use Loving Arms Elder Care rather than hire a person directly?
A: There are several great reasons why Loving Arms Elder Care should be your choice for home care. All of our caregivers are screened, trained, bonded and insured. We make sure our certified caregivers and companions are the best and most reliable in the business.
Every family needs to be aware that most Homeowner's insurance policies specifically exclude anyone working within your home. If the person you hire becomes injured while working for you, you will become personally responsible for their medical bills. This has left several families very vulnerable when caregivers become injured. Every one of Loving Arms Elder Care employees are completely covered by insurance so you and your loved ones can relax knowing that if something unforeseen happens, they are completely covered by insurance.
We also maintain a large staff of quality employees to ensure that the most compatible and reliable caregiver will be there to provide the best care for seniors, newborns, or children in their own home.
The employees of Loving Arms Elder Care are dependable and reliable. You can count on them being there when expected and going above and beyond your expectations in providing the care you deserve. We stand behind all of our employees and offer additional resources to you and your family.
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Q: Who needs in-home care?
A: The need for in-home care can vary, from people who need additional help with their daily living activities, but can remain independent for hours on their own, to individuals who need 24 hour assistance or supervision. In other situations, our services are provided to people whose family caregiver needs time off from their care giving responsibilities for family events, vacations, or just a short respite. In-home care allows those who want to stay in their home rather than be institutionalized or live with relatives to do so while maintaining their safety and quality of life.
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